Brex for Startups — card + partner credits

Brex's business account bundles a corporate card, banking, treasury, and bill pay in one place — used by over 35,000 companies, including 1 in 3 venture-backed US startups. The card has no personal guarantee (limits are based on your business, not your personal credit score), offers up to 30x higher credit limits, and includes rewards, 24/7 fraud monitoring, and Apple Pay support.

Treasury funds earn up to 3.95% return with same-hour liquidity (Brex's annualized figure, which moves with the yield of the underlying fund), and up to $6M in FDIC insurance is available through Brex's partner banks. Bill pay settles up to 5 days sooner with automated invoicing and payments. Brex also offers over $350,000 in partner discounts and credits on AI and SaaS tools, plus a distinctive rewards option: redeem card points for a real billboard in places like Times Square or at startup events.

You can open an account in under 10 minutes — no lengthy application review.

Eligibility (including entity/incorporation requirements) is confirmed by Brex during application. Apply on the official page for current criteria.

Open an account directly at brex.com/startups — Brex says it takes less than 10 minutes. Brex confirms eligibility and the current perks bundle as part of signup.